Passenger injuries normally occur when travelling as a passenger in a car, bus, or any other vehicle that has been involved in an accident. You do not have to be in the driving seat in order to make a claim. If you were in a vehicle in which the driver collided with another vehicle, you can make a passenger accident compensation claim.
You have a right to make a claim as in the majority of cases, passengers are the innocent party. The driver is ultimately responsible for ensuring the safety of his passengers, and should anything happen to them, he has to be prepared to face the consequences.
Claiming against the driver
If you were a passenger in a road accident and suffered terrible injuries, you should think about making a claim. Do not be put off even if it is against someone you know. You should note that as long as the driver has basic car insurance cover, and third party insurance, he or she will be covered for liability for injuries to other people in the car (including passengers), liability for damage to other people’s property and liability for injuries to the occupants of other vehicles.
Bringing a claim against a close family member or relative may admittedly be an uncomfortable experience, however your actions will not bear any negative repercussions on them. In most scenarios, they will be making a claim on their insurance anyway, and their insurance provider will be liable to pay any compensation that you receive.
If more than one driver was involved in the accident you can bring a claim against them too. If the other driver was also responsible for the injuries you suffered as a result of their negligence, then you can make a claim against both of them.
Whether or not you were wearing a seatbelt at the time of the accident will have an important bearing on the amount of compensation you will receive. Do not be surprised if the compensation is reduced as a result of you not wearing a seatbelt.
The driver making the other driver accountable too
If the driver is aware that a claim is being brought against him or her, then the driver can request that the driver of the other vehicle be also held accountable for the collision. This is advantageous for the driver as bringing the other driver into the equation it may help reduce the amount of compensation he or she might have to pay. This way each driver is responsible for paying their proportion of the compensation to the victim.
Passengers are often distraught in the aftermath of a car accident. In most situations it happens so quickly that it is difficult to witness what actually happened. This is particularly applicable for passengers travelling in the back of the vehicle due to limited vision. It is best that you seek legal advice from our solicitors if you have been involved in an accident as a passenger. This way you will know your options and the right way forward.
Ayesha Salim , editor of the UK Lawyers Network, writes articles about compensation claims, Lawyer, Holiday accident claims, find a solicitor, legal, lawyer, law help advice, solicitors litigation